Motorcycle Income Protection - 01953 451717

Circuit, Road and Off road cover.

We are acutely aware that the most valuable asset in your home, is in fact YOU! It’s also the one asset that often gets forgotten when looking at protection insurance.

Have you ever thought what if the worse happens and you are not able to work for a number of weeks, months or even years.

Properly Protected have tailormade policies for motorcycle riders that mitigate the risk you take and protect your lifestyle should you be involved in an accident whilst racing or at work, which also cover you if you are off due to sickness too.

Properly Protected Short Term Income Protection Plans are designed for bikers on and off road; our motorcycle injury insurance helps put a regular monthly tax free cash sum in your pocket and contribute towards day to day living expenses, e.g. if you're off work due to sickness or injury, the Properly Protected Short Term Income Protection policy will pay your agreed monthly tax free sum for up to 12 months. Allowing you to concentrate on getting better, rather than on how to pay your bills,


No Underwriting means Guaranteed acceptance

Perfect for Employed/Self-Employed people who ride bikes for work or fun; continues to cover you when AT WORK (all trades covered) and when playing ANY SPORTS as an amateur or professional - not just when riding your motorbike.

Call Properly Protected on 01953 451717* to speak to an expert about our personal protection plans.


Circuit racing, off road and road riding all covered

Sports insurance designed for bikers. Live your life and enjoy riding your bike. Whether that's on or off-road, including couriers, commuters, trackday riders (UK or overseas circuits), green-laning with mates or full on Extreme Enduro or track racing as an amateur or professional sports person...

  • GUARANTEED ACCEPTANCE (no Underwriting required)
  • ON COVER IMMEDIATELY (no waiting periods if you're on track this weekend)
  • MONTHLY INCOME- tax free (up to 12 months)
  • INJURIES AT WORK covered too, not just when you're riding motorbikes
  • MOST SPORTS COVERED - As an amateur
  • COVERED ANYWHERE IN WORLD (you must be a UK resident to buy cover though)

AND... non reviewable payments, meaning premium remains set from the outset.


Example Premiums for Motorcycle Income Protection*

Up to 65% of your gross annual salary before tax (up to £2,000 per month). You must be able to prove your average income at the time of claiming with your last 6-months bank statements.


More Detail: Protection Insurance Policy Documents


Examples of Motorcycle Activities Covered by this Insurance:

  • Enduro & Motocross
  • Trials & hill climbs
  • Time Trials events, e.g. Goodwood Festival of Speed
  • Grasstrack & Speedway
  • Mini moto
  • Mini bike & pit bike racing
  • Bike Trackdays (UK & overseas circuits)
  • Amateur Motorcycle Racing, e.g. Bemsee (BMCRC), Thundersport, No Limits Racing, BSB (non pro riders)
  • Road racing, e.g. Manx GP, Isle of Man TT, Oliver's Mount, Ulster GP
  • Quad biking & ATVs
  • MOTO X

Other Motorcycle products and services

  • Fire and Theft Insurance for dirt and track bikes, including SORN and No V5
  • Trackday insurance (bike damage and/or travel repatriation)
  • Discounts on road insurance for trackday riders, dirt bikers and racers with ACU licences
  • Race Van insurance too (must be used for leisure only, no commercial use)