Group Income Protection

Help your employees through difficult times by providing income and rehabilitation support if they are unable to work due to long-term illness or injury.


Support for your employees

Properly Protected work in close partnership with our customers to ensure they get the most from their group income protection policy.

It’s not just about paying claims. It’s about providing employers with the tools and processes you need to manage and support your employees if they are unable to work. Our group income protection policies:

Long Term Absence

Reduce the impact from long term absence costs


Provide support, where appropriate, to help employees back to work

Management Icon

Produce absence processes & management information

Staff Benefits Icon

Enhance staff benefits to help attract and retain employees

What is Group Income Protection?

When an employee is unable to work due to illness or injury, group income protection is there as a safety net by providing them with an income. As well as financial support, we aim to help businesses manage long-term sickness absence.

If the group income protection policy incapacity definition is met, then payment starts after a deferred period. The deferred period is like a waiting period, which is often 26 weeks but there’s a range of options to choose from. The payment can continue until the employee returns to work otherwise, depending on the options chosen, when they reach their state pension age.

Business Protection icon

Employee benefits

Group income protection is also designed to help you help your staff during difficult times. It provides a host of benefits, including:

  • Financial support when absent due to long term illness or injury
  • Where appropriate, fast track funded rehabilitation treatment, such as physiotherapy and psychological treatment
  • Rehabilitation support can be provided, during absence, including support with return to work
  • Access to an award-winning Employee Assistance Programme (EAP) provider, Health Assured

Health Assured provides personalised, round-the-clock support for all your staff. They will also be able to use Health Assured’s My Healthy Advantage app, which helps them manage their overall health.

Key person icon white

How we can help

Properly Protected specialise in group income protection for employers of all sizes. We understand how important protecting your business and supporting your employees is during difficult times. So, we offer group income protection policies that are tailored specifically to your cover and cost requirements.

Get group income protection insurance as you need it, at a price to suit you. Get in touch with the Properly Protected team today for a free group income protection quote.


Contact us

The above cover is available across several different policies and all cover is subject to underwriting and individual circumstances.