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Why choose Properly Protected?

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Insurance is one of those things we either buy because we are forced to, due to legal requirement, such as Car Insurance, or reluctantly out of a sense of obligation, such as life insurance.

At Properly Protected we understand the sheer volume of options available when shopping for sports insurance, so we a simplified product at a very cost effective price, with no long-term commitment require (if you stop paying your policy stops covering you).

What happens if the worst happens and you cannot go to work due to an accident at work, at home, on holiday or when taking part in amateur sports (including motor sports)?


Short Term Income Protection Insurance.shutterstock-538618105-scaled-1486332021.jpg

Properly Protected Short Term Income Protection pays a tax-free lump sum each month if you cannot work due to either an accident or any illness; cover and premiums are tailored to suit you.

Income Protection insurance does require you to be signed off work sick though and can subtract ongoing income from any payouts. However, we know that a lot of our clients will go through hell or high water to ensure they get back to work as soon as possible, even with fractures and other painful injuries.


Personal Injury/Accident InsuranceCycling injury and accident insurance

This is where our Personal Accident and Personal Injury plans come into play. They are designed to pay lump sum payments if you suffer injuries, such as Fractures or burns, and our Personal Accident plan also pays significant lump sums if you suffer life changing injuries or total permanent disability in an accident. Our policies cover many sports and occupations, including hazardous pursuits and competitive sports (as an amateur only).

We talk to many clients who have used the Personal Accident lump sum payments for injuries to help fund replacement sporting equipment after an accident, as it is often difficult to insure the item used in your chosen sport.


Accidental Death

Our Personal Accident plan also includes Accidental Death cover, which would pay a significant lump sum to your loved ones, if you tragically lost your life in an accident; again our policy covers you for any sport or occupation, including hazardous activities (other than flying unless as a fair paying passenger).


In the words of our founder, Simon Farquhar;

"Better to have it and not need it, than need it and not have it..."

Call Properly Protected on 01953 451717* to speak to a specialist about our personal protection and sports accident insurance products.

Buy Sports Accident Insurance Online

Get more information about Sports Accident Insurance


All of our policies do have certain terms and conditions that apply and our fully trained team of consultants can answer any questions you may have, or take a look around this website where you can find Insurance Product Information Documents (IPID) summarising the cover in plain English and full Policy Documents.


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