About us

With over 28 years of experience in the insurance industry, we have wealth of knowledge and expertise to offer you the most comprehensive and reliable personal, business and sports insurance on the market.


Personal, Business & Sports Insurance Specialists

Properly Protected is one of the UK’s leading provider of specialist insurance, including income protection, business insurance and sports insurance.

Our team has decades of combined experience in the insurance industry and are dedicated to providing you with a simple, hassle-free service that ensures you’re always properly protected.

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Industry expertise

With our comprehensive knowledge of the insurance market, we ensure you have the best cover that suits your individual circumstances.

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Whole of market

We provide you with completely impartial advice and more options than most other insurance providers since we have no obligations to specific insurers.

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Our transparent and honest approach ensures we always provide you with the most suitable product for you, not what’s best for us.

Here for you when it counts

Whether you’re looking for insurance or financial advice, we have the solution for you so you can concentrate on planning your future and living the lifestyle you love.  

We get to know your current circumstances to provide you with fully regulated and whole of market advice on the best cover to meet your specific personal, business and sports insurance needs - at a fair price. We provide a wide range of tailored insurance solutions to individuals, sports enthusiasts and businesses across the UK, protecting them against personal injury and unexpected circumstances.

  • Business Insurance
  • Income Protection
  • Personal Life Cover
  • Mortgage Advice
  • Private Medical Insurance
  • Motor Racing Insurance
  • Pension and Investment Advice
  • Commercial General Insurance
  • Personal General Insurance
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Our mission

Together with our trusted associates, we provide a much-needed high-quality and personalised service for individuals and businesses looking for specialised insurance.

Our aim is to protect your lifestyle 24/7 – at home, work or at play – so you can live your life safe in the knowledge that your loved ones, possessions and livelihood are protected if the worst were to happen.

We are also regulated by the Financial Conduct Authority (FCA) and take pride in offering a fair and honest service, providing you with peace of mind with insurance you can depend on.


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Get in touch

We pride ourselves on our exceptional customer service that makes buying specialised insurance straightforward and hassle-free.

For a quote and policy that meets your specific needs, please do not hesitate to get in touch - our dedicated team are on hand to help you with all your insurance and financial advice needs.

The leadership team


Simon Farquhar


Always smiling and with a can-do attitude, Simon is the driving force behind Properly Protected. He is from Northern Ireland and served in the Royal Air Force. He has worked as a Protection Adviser for 24 years. Simon is an ex motorcycle racer, which inspired his determination to provide quality insurance for all sports enthusiasts, including motorsports. He enjoys spending time with his family, music, martial arts and rugby.


Annika Farquhar

Managing Director

Overseeing the day to day running of the company with a tireless desire to get things right, Annika ensures we are always achieving our mission of offering our clients the best products for their needs. Previously, Annika was a representative of the Combined Insurance Company of America and a Business and Development Manager for a fencing and security company. She loves spending time with her family, motorcycles and martial arts.


Martin Massingham

Finance Director

With over 30 years in finance, Martin brings to the team a wealth of industry knowledge. He worked for Barclays Bank for almost 20 years and prior to working at Properly Protected he spent 10 years with Hoyl Independent Advisers. A dependable member of the team and dedicated to what he does, Martin is a real cornerstone of our company. In his spare time, he is an avid biker and enjoys walks with his two German Shepherds.

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